In This Report You'll Learn:
 | build new networks to finance investors, | |
| renters, private money, to fund loans normally unable to. |
| Earn passive income and Bonus’ taxed | |
| at lower rates. |
| The 2 fastest ways to easily increase | |
| your income up to 87% by turning your turn downs into treasure. |
| "... the Program worked. We closed in 12 days!" read more |
| "EZhomebuyers live by their name. It was truly easy!" read more |
 |
No fees or commissions.
No gimmicks or small print.
No waiting or delays.
No gimmicks or small print.
No waiting or delays.
Buy a Home | Sell a Home | Rent a Home | About Us | Contact Us | EZ or Free Guarantee | Home | Applications
| “When I realized the power of this “secret formula”, I felt as if I had found the key to Fort Knox! I had been given a license to print money!” |
Qualifying Question:
Would you like to earn your
commission even if your prospect
cant get qualified?
Then, read on and you will...
Uncover Money Others Leave On The Table
and Fill Your Pipeline With Future Business
Dear Mortgage Broker,
As a mortgage professional, you've got to put up with lots of borrowers seeking your help but
are just not qualified yet. Perhaps they need more money to put down... or they need to get their
credit scores up… or establish trade lines or get some job time... before they can qualify.
How would you like to collect fees on your non-deals? Would you like to get more referrals and
repeat business by successfully helping more of the borrowers no one else can touch?
I'd like to help you cash-in on more of the borrowers coming to you right now without spending a
dime on marketing or another minute on getting new leads. Let me explain one way... Do you
have pre-qualified borrowers at 80% or 90% LTV but lack the 10% to 20% to put down? You
might be able to close their loan immediately if you had a flexible seller willing to carry back a
second, right?
Good news. We are that seller. We might be able to finance your borrowers' down payment and
closing costs by taking back a second mortgage. Then you would get that approved loan closed
now.
Now another way…
What if you could convert just some of those turn downs into commissions?
Do you have borrowers with challenged credit who need 6 to 12 months before they can qualify
for permanent financing on a home? We might be able to get them into the home they want now
as a contract buyer... pay you a referral fee NOW... and then have you close their permanent loan
later. Filling up your pipeline is better than filling up your trash can with turn downs & losing
commissions.
But that’s just half the story. So far we have talked about new borrowers… It works for
homeowners who need to sell fast, too. Or owners trying to refinance but cant because of late
pays. So now their equity, if any, is trapped. We can even stop foreclosure by bring mortgages
current thus saving the homeowner’s credit also. And for those families who want to SAVE and
stay in their home we can do a forbearance or workout plan.
In fact, a banker in Fort Wayne gives the Gift Card to everyone who says, ‘Can you refy me if I’m
3 months behind?’ She gives them her Card Code and the web address over the phone; gets
their name & address and mails the completed Gift Card and a nice letter. RESULT: We basically
make the payment on her new SUV every month.
As realty professionals serving Allen County since 1997 and member of the BBB, we find creative
and ethical ways to get folks the results they need. Fast, fair and dependable. And we usually
have 6 to 9 homes "for sale by owner" each month. So, whether you send us a potential buyer or
seller, our way of saying ‘thanks’ is cash. Send a Referral.
...a slow leak can drain an ocean if given enough time
A Small Hole in Your Bucket and How To Plug It
SAD TRUTH: just because your prospects have your business card now does not mean they have
it five minutes later after it falls off the counsel of their car, forget where they put it, kids chews
on it …
The other big way we have found to shrink opportunity-lost ratios is to get prospects into our
stable and build a strong fence around them (more on that in a bit). And the accompanying gift
cards do that very nicely. But these Gift Cards are more than just another way to keep your
phone number in their possession (in addition to your corporate card).
The hidden bonus of the Gift Card is two fold:
First – nobody looses gift cards- I still have them from last Christmas. We found a high ratio of
applicants keep the Gift cards in a more accessible, safe area, much like they would cash. And,
since they always have their wallet or purse on them they can always give a friend or family
member your number.
[AUTHORS NOTE: When we probe our applicants who were turned down for a loan or refy, whether the turn
down was last week or last year, when asked who they were dealing with I can’t count how many say, ‘I can’t
remember’ or ‘his name is buried in the house papers in storage’. And in one case we reunited applicants with
their LO after being turned downed over two years prior. Even though the LO moved shop twice and was
taking maternity time off she gladly closed our then 680 mid- score, 95% LTV buyers that fell in her lap ]
The second huge benefit we found is that adding a gift, like these Gift Cards, increases prospects
response rates 50%1 . Response rates to what you ask? Prospects are more likely to do
business and refer business to you because you helped them and gave a gift. They will naturally
want to return the favor. It’s the Law of Reciprocity.
One PPAI study found, “the results demonstrate that response rates go through the roof when
companies use interesting and meaningful gifts”. Gifts like these Gift Cards. Interesting because
more often than not we can do some type of creative contract to get them into a house. And,
meaningful because you took time to help them and the competition did not.
And, if the applicant shopped around even a little, they will know YOU did what others could not.
YOU had the resources; YOU took the time to refer them. YOU helped make it happen for them.
That means when they have friends & family who need a resourceful, creative broker with ‘the
slight edge’, your name will be top-of-mind. (see Example #1 showing 22% more referrals using
systems like this Gift Card)
And when you partner with us your efforts will be leveraged to elevate you from one-of-many to
expert/specialist status. The entrepreneur who can Get ‘er Done will have the best chance of
success. And our system costs nothing and only minutes (I’ll show a ROI time/value example in a
moment).
1 From a study conducted by Silver Marketing Group for Promotional Products Association International (PPAI)
Build a Strong Fence around a Loyal ‘herd’ That
Will Sing Your Praises Morning, Noon and Night
Millionaire Making Strategy: Covering these bases is what I call putting a strong ‘fence’ around
your herd. They could go elsewhere, or send their sphere of influence to another broker- but why
would they when they are satisfied and well-fed? Answer: They won’t, they’ll stay in green
pastures. And, as a diligent farmer who takes care of his herd, you can milk them.
Click here to see our qualifying guidelines for applicants.
Let me ask you this question:
Who will more likely to come back to you and send business to you? (choose one)
1. Someone you couldn’t help personally but, by you referring them to us they got their desired
results, or
2. Someone you couldn’t help and you wish them good luck and, ‘Call me in 6 months’
Ya, it’s obvious. But brokers do this one all the time (and lose thousands because of it). I see
many buyers who were told by their broker to come back later (after BK items are zeroed out,
when he’s got job time, whatever…) the buyer can’t remember the brokers name OR the company
name.
However, it never fails- when we team up to get that family a house; when they want it (NOW, like
everything they want) and they are all smiles, they’ll send friends to you like their working on
commission. This one tells another… who tell others… it’s perpetual. You end up with an army who
advertises for YOU for FREE. Like your own multi level market company.
The same with sellers or owners who are down three months payment and cant tap their equity
Don’t let callers get away. Put a hook in them and real them in later (along with some cash from
us).
If I had to sum it up I would recommend this: “Get Paid For The Ones Who Usually Get Away.”
As you can see, its perpetual networking like this that the career orientated brokers and owners
do to drive their business in any type of market condition and consistently make big money. They
set up systems and now their business systems work 24/7 so they don’t have to. Like clock-work.
And here’ where it’s get exponential; it’s not just this one client that you get closed (and
momentarily fattens the wallet). When you help others, directly or indirectly- they talk about. The
Law of Reciprocity states they feel obligated to repay those who have helped them… It’s like your
private, personal sales staff dedicated to drumming up business for you. This triggers The
Phenomenon. 2
This is the ‘stealth marketing’ that Trump did so well on the Apprentice. So in case you haven’t
picked up on the implied endorsement of these Gift Cards, note that You are giving the prospect
a 3rd party Gift Card offer [implied endorsement #1]; the 3rd party naturally sends prospect
back to you because of your relationship, both personally and business [implied endorsement #2].
2 For the uninitiated, The Phenomenon is that time when your income and success suddenly
explodes and expands exponentially; you make more progress in 12 months than in the previous
12 years. Most entrepreneurs experience it eventually. However you can deliberately and forcibly
trigger it sooner rather than later by using these ideas. Send a Referral NOW!
Would you like to earn your
commission even if your prospect
cant get qualified?
Then, read on and you will...
Uncover Money Others Leave On The Table
and Fill Your Pipeline With Future Business
Dear Mortgage Broker,
As a mortgage professional, you've got to put up with lots of borrowers seeking your help but
are just not qualified yet. Perhaps they need more money to put down... or they need to get their
credit scores up… or establish trade lines or get some job time... before they can qualify.
How would you like to collect fees on your non-deals? Would you like to get more referrals and
repeat business by successfully helping more of the borrowers no one else can touch?
I'd like to help you cash-in on more of the borrowers coming to you right now without spending a
dime on marketing or another minute on getting new leads. Let me explain one way... Do you
have pre-qualified borrowers at 80% or 90% LTV but lack the 10% to 20% to put down? You
might be able to close their loan immediately if you had a flexible seller willing to carry back a
second, right?
Good news. We are that seller. We might be able to finance your borrowers' down payment and
closing costs by taking back a second mortgage. Then you would get that approved loan closed
now.
Now another way…
What if you could convert just some of those turn downs into commissions?
Do you have borrowers with challenged credit who need 6 to 12 months before they can qualify
for permanent financing on a home? We might be able to get them into the home they want now
as a contract buyer... pay you a referral fee NOW... and then have you close their permanent loan
later. Filling up your pipeline is better than filling up your trash can with turn downs & losing
commissions.
But that’s just half the story. So far we have talked about new borrowers… It works for
homeowners who need to sell fast, too. Or owners trying to refinance but cant because of late
pays. So now their equity, if any, is trapped. We can even stop foreclosure by bring mortgages
current thus saving the homeowner’s credit also. And for those families who want to SAVE and
stay in their home we can do a forbearance or workout plan.
In fact, a banker in Fort Wayne gives the Gift Card to everyone who says, ‘Can you refy me if I’m
3 months behind?’ She gives them her Card Code and the web address over the phone; gets
their name & address and mails the completed Gift Card and a nice letter. RESULT: We basically
make the payment on her new SUV every month.
As realty professionals serving Allen County since 1997 and member of the BBB, we find creative
and ethical ways to get folks the results they need. Fast, fair and dependable. And we usually
have 6 to 9 homes "for sale by owner" each month. So, whether you send us a potential buyer or
seller, our way of saying ‘thanks’ is cash. Send a Referral.
...a slow leak can drain an ocean if given enough time
A Small Hole in Your Bucket and How To Plug It
SAD TRUTH: just because your prospects have your business card now does not mean they have
it five minutes later after it falls off the counsel of their car, forget where they put it, kids chews
on it …
The other big way we have found to shrink opportunity-lost ratios is to get prospects into our
stable and build a strong fence around them (more on that in a bit). And the accompanying gift
cards do that very nicely. But these Gift Cards are more than just another way to keep your
phone number in their possession (in addition to your corporate card).
The hidden bonus of the Gift Card is two fold:
First – nobody looses gift cards- I still have them from last Christmas. We found a high ratio of
applicants keep the Gift cards in a more accessible, safe area, much like they would cash. And,
since they always have their wallet or purse on them they can always give a friend or family
member your number.
[AUTHORS NOTE: When we probe our applicants who were turned down for a loan or refy, whether the turn
down was last week or last year, when asked who they were dealing with I can’t count how many say, ‘I can’t
remember’ or ‘his name is buried in the house papers in storage’. And in one case we reunited applicants with
their LO after being turned downed over two years prior. Even though the LO moved shop twice and was
taking maternity time off she gladly closed our then 680 mid- score, 95% LTV buyers that fell in her lap ]
The second huge benefit we found is that adding a gift, like these Gift Cards, increases prospects
response rates 50%1 . Response rates to what you ask? Prospects are more likely to do
business and refer business to you because you helped them and gave a gift. They will naturally
want to return the favor. It’s the Law of Reciprocity.
One PPAI study found, “the results demonstrate that response rates go through the roof when
companies use interesting and meaningful gifts”. Gifts like these Gift Cards. Interesting because
more often than not we can do some type of creative contract to get them into a house. And,
meaningful because you took time to help them and the competition did not.
And, if the applicant shopped around even a little, they will know YOU did what others could not.
YOU had the resources; YOU took the time to refer them. YOU helped make it happen for them.
That means when they have friends & family who need a resourceful, creative broker with ‘the
slight edge’, your name will be top-of-mind. (see Example #1 showing 22% more referrals using
systems like this Gift Card)
And when you partner with us your efforts will be leveraged to elevate you from one-of-many to
expert/specialist status. The entrepreneur who can Get ‘er Done will have the best chance of
success. And our system costs nothing and only minutes (I’ll show a ROI time/value example in a
moment).
1 From a study conducted by Silver Marketing Group for Promotional Products Association International (PPAI)
Build a Strong Fence around a Loyal ‘herd’ That
Will Sing Your Praises Morning, Noon and Night
Millionaire Making Strategy: Covering these bases is what I call putting a strong ‘fence’ around
your herd. They could go elsewhere, or send their sphere of influence to another broker- but why
would they when they are satisfied and well-fed? Answer: They won’t, they’ll stay in green
pastures. And, as a diligent farmer who takes care of his herd, you can milk them.
Click here to see our qualifying guidelines for applicants.
Let me ask you this question:
Who will more likely to come back to you and send business to you? (choose one)
1. Someone you couldn’t help personally but, by you referring them to us they got their desired
results, or
2. Someone you couldn’t help and you wish them good luck and, ‘Call me in 6 months’
Ya, it’s obvious. But brokers do this one all the time (and lose thousands because of it). I see
many buyers who were told by their broker to come back later (after BK items are zeroed out,
when he’s got job time, whatever…) the buyer can’t remember the brokers name OR the company
name.
However, it never fails- when we team up to get that family a house; when they want it (NOW, like
everything they want) and they are all smiles, they’ll send friends to you like their working on
commission. This one tells another… who tell others… it’s perpetual. You end up with an army who
advertises for YOU for FREE. Like your own multi level market company.
The same with sellers or owners who are down three months payment and cant tap their equity
Don’t let callers get away. Put a hook in them and real them in later (along with some cash from
us).
If I had to sum it up I would recommend this: “Get Paid For The Ones Who Usually Get Away.”
As you can see, its perpetual networking like this that the career orientated brokers and owners
do to drive their business in any type of market condition and consistently make big money. They
set up systems and now their business systems work 24/7 so they don’t have to. Like clock-work.
And here’ where it’s get exponential; it’s not just this one client that you get closed (and
momentarily fattens the wallet). When you help others, directly or indirectly- they talk about. The
Law of Reciprocity states they feel obligated to repay those who have helped them… It’s like your
private, personal sales staff dedicated to drumming up business for you. This triggers The
Phenomenon. 2
This is the ‘stealth marketing’ that Trump did so well on the Apprentice. So in case you haven’t
picked up on the implied endorsement of these Gift Cards, note that You are giving the prospect
a 3rd party Gift Card offer [implied endorsement #1]; the 3rd party naturally sends prospect
back to you because of your relationship, both personally and business [implied endorsement #2].
2 For the uninitiated, The Phenomenon is that time when your income and success suddenly
explodes and expands exponentially; you make more progress in 12 months than in the previous
12 years. Most entrepreneurs experience it eventually. However you can deliberately and forcibly
trigger it sooner rather than later by using these ideas. Send a Referral NOW!
ONE MORE OPPORTUNITY
We will be looking for an L.O. or brokerage company that we can work closely with.
The work will include help with financing our existing lease to own clients and the clients who
call us wanting to buy or lease to own until they can qualify.
We will to put a link to a you or your company our web site as well as a thumbnail contact
info on all our flier of homes available and your name and number on all of our home radio
ads. If you are interested please contact me.
We will be looking for an L.O. or brokerage company that we can work closely with.
The work will include help with financing our existing lease to own clients and the clients who
call us wanting to buy or lease to own until they can qualify.
We will to put a link to a you or your company our web site as well as a thumbnail contact
info on all our flier of homes available and your name and number on all of our home radio
ads. If you are interested please contact me.
Gain Maximum Exposure and Fast Forward
Your Mortgage Business in Three EZ Steps
Einstein said, with a twinkle in his eye (knowing this was true scientifically and personally),
“Nothing happens until something moves”
Don’t wait to start the habit of noticing, even searching, for these missed opportunities that
are right under your nose (or in your trash cash, or your turn down file,…). Even friends and
family members can benefit. So, whether your turn downs’ need to buy or sell- we can deliver
creative, fast results that is win/win.
And getting set up is easy - just THREE steps:
First, choose your personal Coupon Code; maybe your initials or an acronym. We log the Code
in our office so we can track who referred the lead (and who to pay). Also, down the road,
when the buyers are ready for permanent financing we know who to bring them back to.
Second, tell your prospect who we are and what we do: We specialize in structuring real estate
transactions that help others. I heard it said best by a now retired Realtor, “Because they are
locally owned and operated, they find creative ways to assist families in similar situations get
fast results.”
Third, just fill in the card and give it to them. Or, if they call in, give them the info over the
phone: the Web site; phone number; and your Coupon Code. I would recommend you get
their address to mail the card to them as well (It’s a great way to follow up).
If you have read this far you obviously see the massive leverage this networking can give you
and this will seem unconventional to others and that’s fine. As an earlier pioneer of the fax I
encountered many in real estate who said, ‘it won’t work here’. This Card system is NOT
revolutionary- that’s not my point. Point is some will say won’t work here. But the fact is it is
working in the suite over from you. And down the street. And down in Indy.
Let's talk in a few days so you can get the Gift Cards. But dont wait to build this new habit we
have talked about (I want you to get use to cashing our referral checks). Take action Now:
IT'S EZ TO SEND A REFERRAL NOW:
Or tell your customers to mention your name and send them to these
resources:
Let's talk soon.
Oh, by the way you don’t need to wait to start cranking up business. I’m sure you have some
‘suspects’ right now who are perfect for what I’ve talked about. If so, email or fax me what you
need to get the deals done.
Dedicated To Multiplying Your Income,
Scott A. FladHammer, C.P.L., P.H.P.
Real Estate Collector ©, Notary
24 hour voice mail: 260-436-5000 x221
P.S. When we roll these programs out here in the Heartland I will need a few LO's who want to
help (Wisconsin is already taken). If your office can handle the traffic I'd love to talk more
about it when we meet.
P.S.S. If you’re a ‘numbers person’ like me you’ll love this example. But anyone should
consider their ROI before spending time/money on something [Return On Investment (ROI) on
this opportunity (Net Profit ÷ Total Cost=ROI]
Here’s a typical scenario: You spend a couple minutes on the phone or in your office giving
someone the Gift Card and tell them, “Let’s talk in 3 months…Here’s a local company who
assists people in similar situations…Check them out…”, and we’ll say it took you 5 minutes to
do it (after you fill in the card and some small talk).
In work mode your probably earning $125/hr so that’s $10.41 you have invested for the
referral. Conservatively, one in three of our referrals close so it’s safe you’ll have $41.67 of
your time value to return you up to $500 bucks. That’s a 933% return on your time value!
And that’s not counting commissions and the opportunity for lead generating because of this
lead.
Now imagine if someone said to you, ‘Hey, here’s this investment where you can get a safe,
predictable 1000% rate of return with no out of pocket expense’, Honestly, how much would
you invest? Of course; as much as you could!
Anyway, with every contact you get, keep your eyes open to uncover the hidden money in
front of you right now. Referral money spends just as good as working for it. Start now to
build your residual, perpetual income and a satisfied legion of fans who will chant YOUR name.
So start you own perpetual money motor; pass out the Gift Cards and wait for the Law of
Averages to kick in. I’ll talk to you in a few days…
Your Mortgage Business in Three EZ Steps
Einstein said, with a twinkle in his eye (knowing this was true scientifically and personally),
“Nothing happens until something moves”
Don’t wait to start the habit of noticing, even searching, for these missed opportunities that
are right under your nose (or in your trash cash, or your turn down file,…). Even friends and
family members can benefit. So, whether your turn downs’ need to buy or sell- we can deliver
creative, fast results that is win/win.
And getting set up is easy - just THREE steps:
First, choose your personal Coupon Code; maybe your initials or an acronym. We log the Code
in our office so we can track who referred the lead (and who to pay). Also, down the road,
when the buyers are ready for permanent financing we know who to bring them back to.
Second, tell your prospect who we are and what we do: We specialize in structuring real estate
transactions that help others. I heard it said best by a now retired Realtor, “Because they are
locally owned and operated, they find creative ways to assist families in similar situations get
fast results.”
Third, just fill in the card and give it to them. Or, if they call in, give them the info over the
phone: the Web site; phone number; and your Coupon Code. I would recommend you get
their address to mail the card to them as well (It’s a great way to follow up).
If you have read this far you obviously see the massive leverage this networking can give you
and this will seem unconventional to others and that’s fine. As an earlier pioneer of the fax I
encountered many in real estate who said, ‘it won’t work here’. This Card system is NOT
revolutionary- that’s not my point. Point is some will say won’t work here. But the fact is it is
working in the suite over from you. And down the street. And down in Indy.
Let's talk in a few days so you can get the Gift Cards. But dont wait to build this new habit we
have talked about (I want you to get use to cashing our referral checks). Take action Now:
IT'S EZ TO SEND A REFERRAL NOW:
- ONLINE Click Here
- FAX information to (260) 459-7778
Or tell your customers to mention your name and send them to these
resources:
- Send buyers or renters to see our current inventory of homes HousesInFortWayne.com
- People who want to sell a house can get an offer in an hour here: Homesellers911.com
- And we have a free report about our 'Avoid Any Foreclosure' program for those that
want to save their home and stop foreclosure at our website AvoidAnyForeclosure.com
Let's talk soon.
Oh, by the way you don’t need to wait to start cranking up business. I’m sure you have some
‘suspects’ right now who are perfect for what I’ve talked about. If so, email or fax me what you
need to get the deals done.
Dedicated To Multiplying Your Income,
Scott A. FladHammer, C.P.L., P.H.P.
Real Estate Collector ©, Notary
24 hour voice mail: 260-436-5000 x221
P.S. When we roll these programs out here in the Heartland I will need a few LO's who want to
help (Wisconsin is already taken). If your office can handle the traffic I'd love to talk more
about it when we meet.
P.S.S. If you’re a ‘numbers person’ like me you’ll love this example. But anyone should
consider their ROI before spending time/money on something [Return On Investment (ROI) on
this opportunity (Net Profit ÷ Total Cost=ROI]
Here’s a typical scenario: You spend a couple minutes on the phone or in your office giving
someone the Gift Card and tell them, “Let’s talk in 3 months…Here’s a local company who
assists people in similar situations…Check them out…”, and we’ll say it took you 5 minutes to
do it (after you fill in the card and some small talk).
In work mode your probably earning $125/hr so that’s $10.41 you have invested for the
referral. Conservatively, one in three of our referrals close so it’s safe you’ll have $41.67 of
your time value to return you up to $500 bucks. That’s a 933% return on your time value!
And that’s not counting commissions and the opportunity for lead generating because of this
lead.
Now imagine if someone said to you, ‘Hey, here’s this investment where you can get a safe,
predictable 1000% rate of return with no out of pocket expense’, Honestly, how much would
you invest? Of course; as much as you could!
Anyway, with every contact you get, keep your eyes open to uncover the hidden money in
front of you right now. Referral money spends just as good as working for it. Start now to
build your residual, perpetual income and a satisfied legion of fans who will chant YOUR name.
So start you own perpetual money motor; pass out the Gift Cards and wait for the Law of
Averages to kick in. I’ll talk to you in a few days…
